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Morning Consult Op-Ed: A Smart Solution to Advance Consumer-Centric Payments Innovation in America

Co-authored op-ed by Daniel Gorfine, Nick Catino, and Jonah Crane


In recent years, there have been several debates over how best to regulate and facilitate financial technology innovation in the United States. These debates frequently pit federal regulations against state-based regulation, and banks against nonbanks, in unfortunate zero-sum contests, resulting in legal challenges and increasingly tense congressional hearings that risk losing the forest for the trees in terms of what’s best for the country. At the same time, the Federal Reserve is considering whether certain kinds of banks — but only banks — can directly access federal payment systems . . .


Read the full op-ed here on Morning Consult


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